Contact Us
For any suggestions, bug reports, or feedback to enhance Smart EMI Calculator, feel free to reach out to us at feedback@smartemicalc.com. We value your input and are eager to improve our services based on your valuable insights.
We encourage you to share the site with others and welcome your valuable feedback and comments. Your support and input are greatly appreciated!
Gosha says:
Hi, fantastic product, really like the multi payment and multi interest change options. Is there a way to export as csv/excel and import again before adding any pre-payments. It will easy to import already calculated values, instead of typing them all over again. Thanks once again.
admin says:
Thanks for your feedback and Happy to hear it helped you. We will check on this.
admin says:
Hi Gosha,
We have implemented Export and Input file option in the site. Kindly verify and continue to support site.
Thanks.
Gosha says:
fabulous tool, export and import are working like a charm.
Sasikkumar J says:
This is the best emi calculator ever I have seen. Adding a prepayment by our choice is great work done by you. Even in the bank websites doesn’t have the prepayment options like yours. I explained to my family the benefits of the prepayment. Thanks for this product.
admin says:
Thank you very much and glad that it helped you.
Prabhakaran K says:
This is the tool I am looking for, especially in mobile apps. But no app provides this feature of saving the history along with the partial prepayment details. I like that feature of exporting and importing the input files very much.
Also the explanations in the other pages is very useful.
Now I left searching for mobile apps with the above features and started using this desktop application.
If you have a mobile app also let us know. Or in future if anything published, please share with us.
Thanks a lot.
admin says:
Thank you so much for the appreciation. It means a lot, and I’m glad that it was helpful to you.
Mamatha Bathula says:
Very Smart Tool. Liked it a lot. Added to my Bookmarks. Thanks for this.
admin says:
Thanks! Happy to hear that its helpful.
Gaurav Bhatnagar says:
Came across this site today. It’s wonderful, so much helpful… Kudos to the team who worked on this.
admin says:
Thank you for your kind words; I’m glad to hear it was helpful.
Lijo says:
Does anyone maintain this ? The reduce EMI option doesn’t seem to work . I change the ROI and then try to reduce emi , the emi doesnt change at all.
admin says:
Sorry for late reply. Kindly check reduced EMI from Amount Payable(EMI+Prepayment) column in Table view for the next month. As there could be multiple EMI reductions, it was not shown in main results area.
Thanks.
Sunny Sahu says:
This tool is outstanding, Prepayment structure is very good. I would like to ask, instead of single disbursement, if there are multiple disbursement from bank as per the builder demand, bank will disburse the amount multiple time, so loan outstanding will start updating. can we get that feature in this tool.
admin says:
Thanks for your feedback, will check on this.
Abhishek Asthana says:
Hi Team,
Export data is working and i got the output in Excel format.
While doing a Import operation on a New Page… its not getting imported.
I am using the same Excel File which i got in Export.
Additionally, i have tried pasting the data into Text file and Importing, but still no change.
admin says:
Hi,
Thanks for Checking. Export input is to export Loan Amount, Interest Rate, Tenure, Loan Start Month and Prepayment Section data as text file.
When you import this text file, you can start where you left off.
Thanks.
Abhishek Asthana says:
can you help me with a sample text file for import(probably email me with Prepayments)…. (Since the export file is .xls)
admin says:
Hi Abishek,
After you choose Loan Amount, Interest Rate, Tenure and Loan Start Month. Also fill prepayment section if you have any.
Once done, Kindly use “Export Input” button to export the text file. Close the site and next time, use the “Import Input” to import the text file you previously exported.
Exported excel file does not relate to this option.
Thanks.
Sbc says:
nice tool , simple and easy to use , thanks for the product
Daya Vishwakarma says:
Amazing tool.
Anuj says:
I was looking for this tool from so long. it just makes mortgage calculations and financial planning such a breeze. Really loved it..
Though I understand it can not actually calculate everything correct as we add multi part payments but it fulfils the purpose
Karthik krishnamurthy says:
Hi,
In home loan for the past 1 year repo rate got reduced 2 times by .50 % each.
Is there a possibility of inclusion of change of interest rate for a certain time duration?
admin says:
Hi,
To apply prepayment interest:
First, navigate to the “Click to show prepayment” section. In the dropdown, select “Interest Rate” and then enter the interest rate in the designated field. Choose your desired start and end dates. For the EMI Option, please select “Reduce Tenure” (to reduce / increase EMIs for change in interest rate) and then click the “Add Interest” button. The new interest rate will be applied to the calculation. You’re welcome to add multiple interest rate changes as needed.
Finally, remember to use the “Export input” option to save your entries as a .txt file. This will allow you to quickly import them next time using the “Import input” feature, saving you from re-entering everything.
Thanks.